{"id":17370,"date":"2022-10-25T09:50:22","date_gmt":"2022-10-25T08:50:22","guid":{"rendered":"https:\/\/www.heirsholdings.com\/?p=17370"},"modified":"2025-07-09T13:11:39","modified_gmt":"2025-07-09T12:11:39","slug":"inflacao-e-o-aumento-das-taxas-de-juro-em-africa","status":"publish","type":"post","link":"https:\/\/www.heirsholdings.com\/pt\/inflation-and-the-rising-interest-rates-in-africa\/","title":{"rendered":"Infla\u00e7\u00e3o e o aumento das taxas de juro em \u00c1frica"},"content":{"rendered":"<p>A situa\u00e7\u00e3o geopol\u00edtica global com a crise da Europa de Leste, juntamente com o prolongamento da pandemia de Covid-19, causou perturba\u00e7\u00f5es e conduziu a taxas de infla\u00e7\u00e3o elevadas e sustentadas a n\u00edvel mundial. A regi\u00e3o africana da \u00c1frica Subsaariana continua exposta aos efeitos destes riscos, com implica\u00e7\u00f5es de baixo crescimento empresarial e perturba\u00e7\u00f5es na cadeia de abastecimento causadas pela escassez e pelo aumento do custo das mat\u00e9rias-primas, produtos de base, energia e transportes.<\/p>\n\n\n\n<p>Os principais bancos centrais resultaram em posi\u00e7\u00f5es monet\u00e1rias agressivas para combater a press\u00e3o inflacionista persistente, e v\u00e1rios bancos centrais aumentaram as taxas de juro. Taxas de juro mais elevadas significam custos de financiamento mais elevados, o que acabar\u00e1 por fazer com que as pessoas gastem menos, \u00e0 medida que o seu rendimento dispon\u00edvel diminui. A procura de bens e servi\u00e7os cair\u00e1 ent\u00e3o, fazendo com que a infla\u00e7\u00e3o caia. A nossa principal preocupa\u00e7\u00e3o \u00e9 com os pa\u00edses de rendimento mais baixo com espa\u00e7o limitado para apoio fiscal devido \u00e0s dificuldades das receitas governamentais e aos aumentos esperados nas taxas de financiamento. A normaliza\u00e7\u00e3o da pol\u00edtica monet\u00e1ria poder\u00e1 levar \u00e0 redu\u00e7\u00e3o dos spreads nas taxas de juro, for\u00e7ando os pa\u00edses da ASS a responder e a defender os fluxos de fundos em 2022. Isto poder\u00e1 ser problem\u00e1tico para alguns pa\u00edses da ASS que registam n\u00edveis mais elevados de desequil\u00edbrios fiscais devido a uma recupera\u00e7\u00e3o fr\u00e1gil. Isto deixa as empresas numa desvantagem imediata, sem acesso a op\u00e7\u00f5es de financiamento acess\u00edveis.<\/p>\n\n\n\n<div style=\"height:18px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>O aperto da pol\u00edtica monet\u00e1ria aumentou drasticamente os custos dos empr\u00e9stimos:<\/p>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-2 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\"><div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/www.heirsholdings.com\/wp-content\/uploads\/2022\/10\/311663667_5751597141601132_7216981158776791630_n-edited.jpg\" alt=\"\" class=\"wp-image-17378\" width=\"702\" height=\"439\" srcset=\"https:\/\/www.heirsholdings.com\/wp-content\/uploads\/2022\/10\/311663667_5751597141601132_7216981158776791630_n-edited.jpg 1080w, https:\/\/www.heirsholdings.com\/wp-content\/uploads\/2022\/10\/311663667_5751597141601132_7216981158776791630_n-edited-300x188.jpg 300w, https:\/\/www.heirsholdings.com\/wp-content\/uploads\/2022\/10\/311663667_5751597141601132_7216981158776791630_n-edited-1024x640.jpg 1024w, https:\/\/www.heirsholdings.com\/wp-content\/uploads\/2022\/10\/311663667_5751597141601132_7216981158776791630_n-edited-768x480.jpg 768w\" sizes=\"(max-width: 702px) 100vw, 702px\" \/><figcaption><em><sub>Taxa de refer\u00eancia (22 de junho vs 22 de setembro)<\/sub><\/em><\/figcaption><\/figure><\/div><\/div>\n<\/div>\n\n\n\n<p>As press\u00f5es inflacionistas continuaram a ser abundantes nos pa\u00edses Sub-Sharan devido ao aumento dos custos dos alimentos e da energia:<\/p>\n<\/div>\n<\/div>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" src=\"https:\/\/www.heirsholdings.com\/wp-content\/uploads\/2022\/10\/311706543_5751597124934467_6971400342349330035_n-edited.jpg\" alt=\"\" class=\"wp-image-17380\" width=\"700\" height=\"393\" srcset=\"https:\/\/www.heirsholdings.com\/wp-content\/uploads\/2022\/10\/311706543_5751597124934467_6971400342349330035_n-edited.jpg 1080w, https:\/\/www.heirsholdings.com\/wp-content\/uploads\/2022\/10\/311706543_5751597124934467_6971400342349330035_n-edited-300x169.jpg 300w, https:\/\/www.heirsholdings.com\/wp-content\/uploads\/2022\/10\/311706543_5751597124934467_6971400342349330035_n-edited-1024x576.jpg 1024w, https:\/\/www.heirsholdings.com\/wp-content\/uploads\/2022\/10\/311706543_5751597124934467_6971400342349330035_n-edited-768x432.jpg 768w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/><figcaption><em><sub>Taxa de juros (22 de junho vs 22 de setembro)<\/sub><\/em><\/figcaption><\/figure><\/div><\/div><\/div>\n\n\n\n<p><a href=\"https:\/\/www.heirsholdings.com\/pt\/africapitalismo\/\" target=\"_blank\" rel=\"noreferrer noopener\">Africapitalismo<\/a> sugere uma solu\u00e7\u00e3o atrav\u00e9s de investimentos estrat\u00e9gicos a longo prazo, permitindo que o sector privado prospere como o principal facilitador da cria\u00e7\u00e3o de riqueza econ\u00f3mica e social em \u00c1frica. Al\u00e9m disso, a emerg\u00eancia do acordo de com\u00e9rcio livre continental de \u00c1frica promove as trocas monet\u00e1rias bilaterais, limitando a depend\u00eancia dos pa\u00edses africanos do com\u00e9rcio de d\u00f3lares.<\/p>\n\n\n\n<div style=\"height:12px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>A Heirs Holdings \u00e9 inspirada no Africapitalismo, a cren\u00e7a de que o sector privado \u00e9 o principal facilitador da cria\u00e7\u00e3o de riqueza econ\u00f3mica e social em \u00c1frica. Impulsionada por esta filosofia, a Heirs Holdings investe no longo prazo, trazendo capital estrat\u00e9gico, experi\u00eancia no setor, um hist\u00f3rico de sucesso empresarial e excel\u00eancia operacional para as empresas em que investimos.<\/p>\n\n\n\n<div style=\"height:29px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>","protected":false},"excerpt":{"rendered":"<p>The global geopolitical situation with the Eastern European crisis, coupled with the rollover of the Covid-19 pandemic, caused disruptions and has led to sustained high rates of inflation globally. The SSA region of Africa remains exposed to the effects of these risks with implications of low business growth and supply chain disruptions caused by scarcity &hellip;<\/p>","protected":false},"author":12,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"cybocfi_hide_featured_image":"yes","footnotes":""},"categories":[9],"tags":[],"class_list":["post-17370","post","type-post","status-publish","format-standard","hentry","category-articles"],"_links":{"self":[{"href":"https:\/\/www.heirsholdings.com\/pt\/wp-json\/wp\/v2\/posts\/17370","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.heirsholdings.com\/pt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.heirsholdings.com\/pt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.heirsholdings.com\/pt\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/www.heirsholdings.com\/pt\/wp-json\/wp\/v2\/comments?post=17370"}],"version-history":[{"count":16,"href":"https:\/\/www.heirsholdings.com\/pt\/wp-json\/wp\/v2\/posts\/17370\/revisions"}],"predecessor-version":[{"id":25967,"href":"https:\/\/www.heirsholdings.com\/pt\/wp-json\/wp\/v2\/posts\/17370\/revisions\/25967"}],"wp:attachment":[{"href":"https:\/\/www.heirsholdings.com\/pt\/wp-json\/wp\/v2\/media?parent=17370"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.heirsholdings.com\/pt\/wp-json\/wp\/v2\/categories?post=17370"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.heirsholdings.com\/pt\/wp-json\/wp\/v2\/tags?post=17370"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}